:root{--navy:#0f1f3d;--gold:#c9a84c;--gold-light:#e8d28a;--offwhite:#f8f6f1;--charcoal:#2c2c2c;--gray:#6b7280;--white:#fff;--font-heading:"Playfair Display", Georgia, serif;--font-body:"Inter", system-ui, sans-serif;--max-width:1100px;--section-pad:96px 24px}*,:before,:after{box-sizing:border-box;margin:0;padding:0}html{scroll-behavior:smooth}body{font-family:var(--font-body);background:var(--offwhite);color:var(--charcoal);-webkit-font-smoothing:antialiased;line-height:1.6}h1,h2,h3{font-family:var(--font-heading);color:var(--navy);line-height:1.2}a{color:inherit;text-decoration:none}img{max-width:100%;display:block}button{cursor:pointer;font-family:var(--font-body)}.navbar{z-index:100;background:var(--navy);border-bottom:1px solid #c9a84c33;position:fixed;top:0;left:0;right:0}.navbar__inner{max-width:var(--max-width);justify-content:space-between;align-items:center;height:70px;margin:0 auto;padding:0 24px;display:flex}.navbar__logo{font-family:var(--font-heading);color:var(--white);letter-spacing:.5px;font-size:1.25rem;font-weight:700}.navbar__logo span{color:var(--gold)}.navbar__links{align-items:center;gap:32px;list-style:none;display:flex}.navbar__links a{color:#fffc;letter-spacing:.3px;font-size:.9rem;font-weight:500;transition:color .2s}.navbar__links a:hover{color:var(--gold)}.navbar__cta{background:var(--gold);border-radius:4px;padding:8px 20px;color:var(--navy)!important;font-weight:600!important;transition:background .2s,opacity .2s!important}.navbar__cta:hover{background:var(--gold-light);color:var(--navy)!important}@media (width<=768px){.navbar__links{gap:16px}.navbar__links li:not(:last-child){display:none}}.hero{background:var(--navy);align-items:center;min-height:100vh;padding:120px 24px 80px;display:flex;position:relative;overflow:hidden}.hero__inner{max-width:var(--max-width);z-index:1;text-align:center;margin:0 auto;position:relative}.hero__eyebrow{letter-spacing:2px;text-transform:uppercase;color:var(--gold);margin-bottom:20px;font-size:.85rem;font-weight:600}.hero__title{color:var(--white);margin-bottom:24px;font-size:clamp(2.8rem,6vw,5rem);font-weight:700}.hero__title span{color:var(--gold)}.hero__subtitle{color:#ffffffb3;max-width:600px;margin:0 auto 48px;font-size:1.15rem;line-height:1.7}.hero__actions{flex-wrap:wrap;justify-content:center;gap:16px;display:flex}.btn{letter-spacing:.3px;border-radius:4px;padding:14px 32px;font-size:.95rem;font-weight:600;transition:all .2s;display:inline-block}.btn--primary{background:var(--gold);color:var(--navy)}.btn--primary:hover{background:var(--gold-light)}.btn--outline{color:var(--white);border:2px solid #fff6}.btn--outline:hover{border-color:var(--gold);color:var(--gold)}.hero__bg-shape{pointer-events:none;background:radial-gradient(circle,#c9a84c14 0%,#0000 70%);border-radius:50%;width:600px;height:600px;position:absolute;top:50%;left:50%;transform:translate(-50%,-50%)}.servicios{padding:var(--section-pad);background:var(--white)}.servicios__inner{max-width:var(--max-width);margin:0 auto}.section-eyebrow{letter-spacing:2px;text-transform:uppercase;color:var(--gold);margin-bottom:12px;font-size:.8rem;font-weight:600}.section-title{color:var(--navy);margin-bottom:60px;font-size:clamp(1.8rem,3vw,2.6rem)}.servicios__grid{grid-template-columns:1fr 1fr;gap:48px;display:grid}.servicios__col-header{margin-bottom:32px}.servicios__col-header h3{font-family:var(--font-heading);color:var(--navy);margin-top:12px;font-size:1.5rem}.servicios__tag{letter-spacing:1px;text-transform:uppercase;color:var(--navy);background:#0f1f3d14;border-radius:100px;padding:4px 12px;font-size:.75rem;font-weight:600;display:inline-block}.servicios__tag--empresa{color:#8a6b1a;background:#c9a84c26}.servicios__cards{flex-direction:column;gap:24px;display:flex}.servicios__card{align-items:flex-start;gap:16px;display:flex}.servicios__icon{flex-shrink:0;margin-top:2px;font-size:1.5rem}.servicios__card h4{font-family:var(--font-heading);color:var(--navy);margin-bottom:6px;font-size:1.05rem}.servicios__card p{color:var(--gray);font-size:.9rem;line-height:1.6}@media (width<=768px){.servicios__grid{grid-template-columns:1fr}}.como-funciona{padding:var(--section-pad);background:var(--navy)}.como-funciona__inner{max-width:var(--max-width);margin:0 auto}.como-funciona .section-eyebrow{color:var(--gold)}.como-funciona .section-title{color:var(--white);margin-bottom:64px}.como-funciona__steps{grid-template-columns:repeat(3,1fr);gap:40px;display:grid;position:relative}.paso{position:relative}.paso__numero{font-family:var(--font-heading);color:var(--gold);opacity:.4;margin-bottom:20px;font-size:3.5rem;font-weight:700;line-height:1}.paso__linea{display:none}.paso__titulo{font-family:var(--font-heading);color:var(--white);margin-bottom:12px;font-size:1.2rem}.paso__desc{color:#fff9;font-size:.9rem;line-height:1.7}.como-funciona__steps{counter-reset:steps}.paso:not(:last-child):after{content:"";background:#c9a84c4d;width:24px;height:1px;position:absolute;top:28px;left:calc(100% + 8px)}@media (width<=768px){.como-funciona__steps{grid-template-columns:1fr;gap:48px}.paso:not(:last-child):after{display:none}}.por-que{padding:var(--section-pad);background:var(--offwhite)}.por-que__inner{max-width:var(--max-width);margin:0 auto}.por-que__grid{grid-template-columns:repeat(2,1fr);gap:40px;display:grid}.razon{background:var(--white);border:1px solid #0f1f3d14;border-radius:8px;padding:32px;transition:box-shadow .2s}.razon:hover{box-shadow:0 8px 32px #0f1f3d1a}.razon__bar{background:var(--gold);border-radius:2px;width:40px;height:3px;margin-bottom:20px}.razon__titulo{font-family:var(--font-heading);color:var(--navy);margin-bottom:12px;font-size:1.15rem}.razon__desc{color:var(--gray);font-size:.9rem;line-height:1.7}@media (width<=768px){.por-que__grid{grid-template-columns:1fr}}.contacto{padding:var(--section-pad);background:var(--white)}.contacto__inner{max-width:var(--max-width);grid-template-columns:1fr 1.4fr;align-items:start;gap:80px;margin:0 auto;display:grid}.contacto .section-title{margin-bottom:16px}.contacto__sub{color:var(--gray);font-size:.95rem;line-height:1.7}.contacto__form{flex-direction:column;gap:20px;display:flex}.form-group{flex-direction:column;gap:8px;display:flex}.form-row{grid-template-columns:1fr 1fr;gap:16px;display:grid}.form-label{color:var(--navy);letter-spacing:.2px;font-size:.85rem;font-weight:600}.form-input{font-family:var(--font-body);color:var(--charcoal);background:var(--offwhite);border:1.5px solid #0f1f3d26;border-radius:6px;outline:none;padding:12px 16px;font-size:.95rem;transition:border-color .2s}.form-input:focus{border-color:var(--gold)}.form-textarea{resize:vertical;min-height:120px}.form-radios{flex-direction:column;gap:10px;display:flex}.radio-btn{cursor:pointer;color:var(--gray);border:1.5px solid #0f1f3d26;border-radius:6px;align-items:center;gap:10px;padding:12px 16px;font-size:.9rem;transition:all .15s;display:flex}.radio-btn input[type=radio]{accent-color:var(--gold);width:16px;height:16px}.radio-btn--active{border-color:var(--gold);color:var(--navy);background:#c9a84c0f;font-weight:500}.btn--submit{background:var(--navy);color:var(--white);letter-spacing:.3px;border:none;border-radius:4px;align-self:flex-start;padding:14px 32px;font-size:.95rem;font-weight:600;transition:background .2s,opacity .2s}.btn--submit:hover:not(:disabled){background:#1a3360}.btn--submit:disabled{opacity:.6;cursor:not-allowed}.contacto__success{text-align:center;background:var(--offwhite);border-radius:8px;padding:60px 32px}.contacto__success span{background:var(--gold);width:56px;height:56px;color:var(--navy);border-radius:50%;justify-content:center;align-items:center;margin-bottom:16px;font-size:1.5rem;font-weight:700;display:inline-flex}.contacto__success h3{font-family:var(--font-heading);color:var(--navy);margin-bottom:8px;font-size:1.4rem}.contacto__success p{color:var(--gray);font-size:.9rem}@media (width<=900px){.contacto__inner{grid-template-columns:1fr;gap:40px}.form-row{grid-template-columns:1fr}}.footer{background:var(--navy);color:#fff9;padding:64px 24px 0}.footer__inner{max-width:var(--max-width);border-bottom:1px solid #ffffff14;grid-template-columns:1fr 1fr;gap:40px;margin:0 auto;padding-bottom:48px;display:grid}.footer__logo{font-family:var(--font-heading);color:var(--white);margin-bottom:12px;font-size:1.3rem;font-weight:700}.footer__logo span{color:var(--gold)}.footer__tagline{font-size:.88rem;line-height:1.6}.footer__contact-label{letter-spacing:1.5px;text-transform:uppercase;color:var(--gold);margin-bottom:12px;font-size:.75rem;font-weight:600}.footer__contact p,.footer__contact a{color:#ffffffb3;margin-bottom:6px;font-size:.9rem;transition:color .2s;display:block}.footer__contact a:hover{color:var(--gold)}.footer__bottom{max-width:var(--max-width);margin:0 auto;padding:20px 0;font-size:.8rem}@media (width<=600px){.footer__inner{grid-template-columns:1fr}}